Health Benefits Navigator LLC

Specializing In Healthcare Solutions For Businesses, Individuals, & Medicare Eligible

health insurance / healthcare benefits / Medicare

Employees3

LocationWest Caldwell, NJ

Business modelB2B/B2C (consultation services for individuals and businesses)

About

With over 100+ years of experience in the Insurance industry, Health Benefits Navigator LLC is the voice you can trust. With so many regulatory changes over the years, there isn't anything we haven't seen and aren't prepared to handle. So, no matter what your needs are, whether it be dental, vision or life insurance, we're here to solve your coverage problems.

Product

Value proposition: Expert guidance to enroll in health insurance plans (including Medicare) with free consultation and assistance in navigating ACA, Medicare Advantage and Supplements to find best coverage and price.
Target customers: Businesses, individuals, and Medicare-eligible individuals
Pricing: Free consultation; guidance and enrollment services likely commission-based from carriers (not explicitly stated)

Founders

Richard Oscar — Managing Partner
Frederick L. Anderson — Sales Partner

Products

Health insurance plans (individual and group)Medicare AdvantageMedicare SupplementSupplemental insurance options

Key features

Free no-obligation consultationGuidance on ACA credits and plan optionsAssistance with on/off exchange enrollmentLicensed and certified with major carriersProprietary guidance for selecting best coverage

Certifications

Licensed by the stateCertified by the federal governmentAppointed with major carriers

Traction metrics

Over 100 years of experience (as stated)Represents 8 organizations providing 75 products in their area

News

Employee Navigator Announces AI Technology Acquisition and Launch of Major AI Initiatives Ahead of Open Enrollment · 2025-09-23T00:00:00.000Z
Nava Benefits - Products, Competitors, Financials, Employees, Headquarters Locations · 2025-10-07T13:33:35.000Z
Healthee Raises $30M to Improve Employee Health Benefits Navigation – AlleyWatch · 2025-04-25T09:27:27.000Z
Nava Benefits Launches AI-Powered Benefits Assistant, Powered by OpenAI · 2024-10-21T00:00:00.000Z
Meet HQ: where trusted service meets game-changing tech | Nava Benefits · 2025-06-04T12:16:28.000Z